East Yorkshire Insurance Brokers

Cargo & Hauliers Insurance Broker Hull

Knowing the correct marine cargo or hauliers’ insurance cover for your business can be complex, thankfully East Yorkshire Insurance Brokers based in Hull are here to help.

Why do you need Cargo Insurance

If you’re a wholesaler, a manufacturer or a similar business that sends goods by post, truck, sea, or air you need to insure your goods in case they are damaged or lost.

You may pay a haulage company to move your goods from A –B, however they are unlikely to insure the goods for their full value.

In the event of a loss, without Good in Transit / Cargo insurance you could be left with a large bill to replace the damaged stock. A Cargo insurance policy will pay to replace your lost or damaged stock.

An articulated lorry driving down the road

Check out our business insurance FAQ here!

Why do you need Hauliers Liability Insurance?

A haulage contractor has limited liability regarding his goods in transit, the majority of haulage contactors will trade on specific conditions of haulage, e.g. RHA 2020 and CMR conditions.

This limits their liability for the goods they are carrying, however, a haulage contractor would still have some liability for their goods in the event of damage or loss caused to them.

Although some policies may allow you to insure on an ‘all risks’ basis, this can often be expensive and not necessarily required.

A Hauliers Liability policy will provide cover for this as well as public & employers’ liability.

What does Hauliers Liability cover?

In the event of a loss, hauliers’ liability will pay for damages or losses to goods in transit, subject to your sums insured

The policy can also be extended to include public liability to cover any injury or damage caused to third parties, whilst also extending to cover employers’ liability for injuries to staff.

Why use East Yorkshire Insuarance Brokers?

With over 10 years of experience, East Yorkshire Insurance Brokers are your local independent expert for all your business Insurance requirements. Based in Hull, East Yorkshire Insurance Brokers believes in offering a friendly and personal service for a  wide range of commercial insurance products for small to medium-sized businesses.

We strongly believe in our 5 key values:

  • Independence – We are an Independent Insurance Broker which means we have your best interests at heart and are not bound to place policies with specific insurers.
  • Confidence – You can be confident we will arrange the correct cover for your needs.
  • Integrity – We put your interests first and use our knowledge of the market to provide you with the most suitable policy for your needs.
  • Credibility – With 10+ years of insurance experience we have the knowledge to help find the correct cover for your needs.
  • Community – Community is extremely important to us and this is why we are committed to helping Charities and Not for Profit organisations reduce the cost of their insurance

Whether you’re looking for landlord insurance, shop insurance, contractors’ insurance, fleet insurance or professional indemnity insurance we believe in giving you confidence in your insurance cover by using our experience and knowledge to build long-lasting relationships.

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Contact us today to discuss your requirements